Note, PayFast charges third party processing fees. Payfast is a PCI DSS Level 1 Service Provider (the highest level), developed with the same demands on security and performance as web sites used for banking services and share trading. Your account login, personal details, and all money transactions are secured using Secure Socket Layer (SSL) technology with high security 256 bit encryption. Your sensitive financial information (like credit/debit card details) is never sent to or stored by Common Change! So you can send money without sending your financial information.